Financing Available

We are excited to now offer 2 financing choices through Snap Finance and Synchrony Home Credit Card!

SYNCHRONY:

The Shabby Parlor now offers a revolving credit limit to use again and again- everywhere the Synchrony Home Credit Card is accepted, including The Shabby Parlor. Apply HERE: 

  • 6 Months Promotional Financing on purchases. (subject to credit approval)
  • 12 Months Promotional Financing on a $2500 or more purchase. (subject to credit approval.)
  • Online account management and customer service.
  • A dedicated credit limit for home purchases from furniture and décor to appliances and more, with buying power to help you get what you want and need for your home*
  • The ability to request a credit limit increase.
  • $0 fraud liability and 24/7 secure account management.

With a deferred interest promotion, a minimum monthly payment is required, and varies based on your balance and account terms. No interest will be charged on the promotional purchase balance if you pay it off in full within the applicable promotional period.

Even though you're not paying interest on your promotional purchase balance during this period, interest is still accruing on that balance at the standard rate for your account. If you do not pay off this balance in full before the end of the promotional period, then the interest that has been accruing from the date of purchase will be added to your account and you will be required to pay it. For more information on deferred interest, you can visit this website.

These are for in-store purchases only, but you can get approved within minutes at home and bring in your approval letter and new account for your purchase! 

Click here to begin application with Synchrony.

Snap Finance:

No Credit Needed: Snap Finance offers lease-to-own financing that doesn't rely solely on your credit score, making it accessible even if you have bad credit or no credit history. Snap Finance offers lease-to-own financing that empowers credit-challenged shoppers¹ with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is easy, and you’ll find out in seconds if you’ve been approved.  

To apply, you’ll need to:  

Be of legal age to enter into a contract 

Have a steady monthly income of $750  

Have an active checking account 

Provide a valid email address and smartphone number 

With approvals up to $5,000² – get what you need today and make payments over time with Snap! 

¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved. ²Not all applicants will be approved for $5,000.

Click here to begin the application with Snap Finance.